Healthcare for SRRV residents: hospitals, insurance, and PhilHealth
Good healthcare access is one of the most important factors when choosing where to retire. For SRRV holders in the Philippines, knowing which hospitals to trust, how insurance works, and whether you can join PhilHealth makes life easier and safer.
The SRRV visa gives you the right to reside in the Philippines permanently, but your medical care will depend on how you prepare. This guide looks at your main options.
Hospitals near major expat hubs
- Metro Manila: St. Luke’s Medical Center (Bonifacio Global City) and Makati Medical Center are widely regarded as the country’s top private hospitals, both offering international standards of care.
- Cebu: Cebu Doctors’ University Hospital provides advanced services for the Visayas region, with specialists and facilities comparable to Manila.
- Davao: Davao Doctors Hospital is the leading private hospital in Mindanao.
Insurance options for retirees
Foreign retirees are advised to maintain private health insurance. Many international insurers cover treatment in the Philippines, and local HMOs (Health Maintenance Organizations) offer plans as well. Having coverage helps reduce out-of-pocket costs for private care.
PhilHealth for SRRV holders
SRRV residents may enroll in PhilHealth, the national health insurance program. PhilHealth provides partial coverage for hospital stays and procedures, helping reduce costs, especially for longer admissions. While it does not replace private insurance, it is a useful supplement. We are happy to discuss this option and its annual premium with you. You can contact us for a free consultation.
Medical exams and paperwork
For the SRRV application, applicants must undergo a medical exam at a PRA-accredited clinic in the Philippines. Prism helps you schedule this and ensures the paperwork is properly filed with the PRA.
Why healthcare access influences location
For SRRV residents, choosing a location near a top hospital is practical. Living in Makati or BGC puts you minutes away from world-class care. Cebu offers an excellent balance of healthcare and lifestyle, while Davao combines value with expanding medical infrastructure.
How Prism supports your healthcare planning
We guide clients not just through visa paperwork but also on practical steps like PhilHealth enrollment, insurance coordination, and location advice based on medical needs.
Start your SRRV journey with Prism, book a free consultation
